Policy Disclosures

This life insurance is optional. Not a deposit. Not FDIC-Insured. Not insured by any Federal Government Agency. Not guaranteed by this or any financial institution. May go down in value. This life insurance product is underwritten by Individual Assurance Company, 2400 West 75th Street, Prairie Village, KS 66208. Telephone number 800.821.5434 or 913.432.1451. Individual Assurance Company is not affiliated with this or any financial institution. The purchase of an insurance product from Individual Assurance Company is not a condition for receiving a loan, a loan renewal, or any other banking product or service from this or any financial institution. Insurance eligibility and premiums are subject to underwriting approval and standards. If you answer "yes" to any of the medical questions numbered 1 through 5 on the application you are not eligible for coverage. Coverage is not effective until approved and the first premium is collected. This is a summary of the provisions and not a contract. Refer to your policy for exact coverage details, provisions, limitations, and exclusions. Policy may vary by state and may not be available in every state. Term Life Insurance renewable to age 80 - Policy Forms IA 1710P and IA 1711P. This information does not serve, either directly or indirectly as legal, financial or tax advice and you should always consult a qualified legal, financial and/or tax advisor when making decisions related to your individual situation. The policy is your contract with Individual Assurance Company. You must read it carefully. If any of the exclusions apply to you, this policy will not pay you benefits. If you don't understand something you have read in the policy, call Individual Assurance Company at 800.821.5434 with your questions.