Privacy Notice

INDIVIDUAL ASSURANCE COMPANY, LIFE, HEALTH & ACCIDENT
Prairie Village, KS 66208

At IAC, we are committed to safeguarding your privacy. While the information we collect about you is critical to providing superior products and service, we are dedicated to maintaining the confidentiality of the personal information we have. IAC does not sell your personal information to non-affiliated third parties, and we will only disclose your personal information as is necessary for us to provide the insurance products and services you expect from us.

To help you understand how we protect your personal information, this notice describes our current privacy policy and practices. During the continuation of your relationship with IAC, we will advise you of our privacy policy and practices at least once annually, or as required by law.

INFORMATION WE MAY COLLECT AND USE

We collect personal information about you in order to provide, administer and service financial products and services. The type of information we collect depends on the products and services you are interested in and whether you are the proposed insured. For example, we may collect personal identifying information such as your name, address, and telephone number, and we may collect other personal information such as your health, financial, and employment history.

We may gather information from you in an application or claim form, electronically, by telephone, in writing, or from any required medical exams or test. We may also acquire information from other sources, such as medical professionals and consumer reporting agencies. While most information is collected at the time of application or claim, additional information may be required if you request changes to your contract or other service. We also have personal information from any past transactions with us, such as information about your insurance policies, premiums and claims.

CONFIDENTIALITY OF MEDICAL INFORMATION

We understand that you may be especially concerned about the privacy of your medical information. We do not sell your personally identifiable medical information to anyone. We only utilize or share this information for purposes of underwriting insurance, administering your policy or claim, and other purposes permitted by law, such as disclosures to our reinsurers, insurance regulatory authorities, or in response to legal process.

INFORMATION WE MAY DISCLOSE

IAC regards all of your personal information as confidential. However, in the course of conducting our business there are circumstances in which we may disclose information we have about you to other parties. These disclosures are only made as permitted by law, such as disclosures to our reinsurers, administrators, consultants, and regulatory or governmental authorities.

Whenever we hire other parties to help us conduct our business, we expect them to maintain the confidentiality of your personal information and abide by all applicable privacy laws. We do not authorize them to use or disclose your personal information for any purpose other than the work they are performing on our behalf or as required by law.

CONFIDENTIALITY AND SECURITY

We have and maintain policies and procedures to help us protect the confidentiality of your personal information during all stages of your relationship with us. We maintain physical, electronic and procedural safeguards to help us protect your personal information from unauthorized access and anticipated threats or hazards. Access to your information by employees and other representatives is restricted to those having a business need for such information.

YOUR RIGHT TO REVIEW YOUR INFORMATION

You have the right to review the protected information we have about you that relates toany insurance or annuity product issued by us that we could reasonably locate and retrieve. You may also request that we correct, amend or delete any inaccurate information.If you would like to receive this information, please write to us at: Privacy Notice - IAC - 2400 W. 75th St, Prairie Village, KS 66208

This privacy notice is applicable to IAC, Westport Life Insurance Company, and each of their related companies.