Internet Privacy Policy
Revised 11/30/2009
This explains the policy of the Individual Assurance Company, Life, Health & Accident and its subsidiaries and affiliates (collectively "IAC Group") regarding non-personal and personally identifiable information that we may collect when you visit this website. Non-personal information is any information we obtain from your connection and interaction with this website such as your Internet browser and domain name. Personally identifiable information is information that you voluntarily provide to us such as your name, address, social security number, or telephone number. This Internet Privacy Policy applies only to this website.

  1. You can visit this website without giving us any personally identifiable information about yourself.
  2. If you do provide any personally identifiable information to us, you may also want to refer to our Privacy Notice for further information on how we protect and handle that information.
QUESTIONS AND ANSWERS about our Internet Privacy Policy:

Will IAC Group's Privacy Policy change?
IAC Group reserves the right, in its sole discretion, to make changes to any of its privacy policies and practices at any time without advance notice. Please review this web page for any changes that may be made to this Internet Privacy Policy from time to time.

What types of information does IAC Group collect on this website?
When you visit this website, some non-personally identifiable information may be collected and stored by our server. This information includes the following: (1) the domain and host from which you access the Internet (e.g., aol.com); (2) the Internet protocol ("IP") address of the computer you are using; (3) the browser software you are using; (4) the operating system you are using; (5) the date and time that you access our site; (6) the specific pages you visit at our site; (7) the number of visits you make to our site; (8) the number of visits to specific pages you make at our site; (9) the total time you spend at our site; and (10) the products or services requested or purchased at our site. Any non-personally identifiable information we collect may be shared with IAC Group's employees, agents, representatives, and selected third parties.

When you visit this website, we may also collect and retain personally identifiable information that you provide to us voluntarily through e-mail, online forms, surveys, or other means. This personally identifiable information may also be shared with IAC Group's employees, agents, representatives, and selected third parties who will be under an obligation to IAC Group to use reasonable care to keep this information confidential. Unless you instruct IAC Group otherwise, this information may be used to contact you for marketing, promotional or other purposes. Your privacy is important to us. So, if you do not want us to share your personally identifiable information with third parties, or if you do not want to be contacted by IAC Group, its employees, agents, representatives, and selected third parties, please let us know by using the contact information at the bottom of this page.

Does this website use "cookies"?
We may use cookies for a variety of reasons. A "cookie" is a small piece of information which a website stores on your computer and can later retrieve. The cookie cannot be read by a website other than the one that set the cookie. We use cookies for a number of administrative purposes; for example, to store your preferences for certain kinds of information or to store a password so that you do not have to input it every time you visit our website. Most cookies last only through a single session or visit to our site. None will contain information that will enable anyone to contact you via telephone, e-mail, or any other means. You can set up your web browser to inform you when cookies are set or to prevent cookies from being set.

How can I be sure that the personally identifiable information collected is accurate and up to date?
You may correct or update personally identifiable information collected via this website using the contact information at the bottom of this page.

How is information collected on this site protected?
IAC Group has implemented security measures to prevent the unauthorized release of, or access to, personally identifiable information collected through this website. For example, we have set up technical security measures such as browser encryption, routers and firewalls to safeguard personal and financial information against unauthorized access. Our servers are located in the United States of America.

We use secure socket layer (SSL) encryption technology for browser contact. SSL protects information as it crosses the Internet. You can tell if you are visiting a secure area by looking at the padlock symbol in your browser screen. If it is "locked", you have a secure session. Presently, e-mail responses to your inquiries are not encrypted. There is also a danger that others may have access to your e-mail through your computer system.

Am I protected when linking to other sites?
Not necessarily. This website may, from time to time, contain links to other Internet websites or advertisements. If you click on those links or advertisements, you may leave this website and go to websites that we do not control. Please be advised that visits to other Internet sites are at your own risk, and it is your responsibility to read and comply with the privacy and other policies of those websites. Your right to privacy at a linked site is limited to whatever rights are provided to you by the owner of the linked site.

Do we collect information about children?
We do not knowingly collect, maintain, or use personal information from our site about children under the age of 13. We request that persons under the age of 18 not use our site without supervision from a responsible adult. If a child whom we know to be under the age of 13 sends personally identifiable information to us, we will only use that information to respond directly to that child, notify parents or seek parental consent.

How do I contact you?
If you want to contact us for any reason please send an e-mail to info@iac-group.com. Or, you can call us at 800.821.5434. You can also reach us by postal mail at Individual Assurance Company, Life Health & Accident, 2400 West 75th Street, Prairie Village, KS 66208.